Most portfolio trackers only show stocks and mutual funds. But for many Indian families, equity is just one piece of the puzzle. Gold (physical and digital), real estate, fixed deposits, PPF, NPS, bonds — these often make up 50-70% of total wealth.
The Assets tab
White Stallion AI's Assets section lets you add non-market assets:
Gold: Physical gold (weight in grams), Sovereign Gold Bonds, Gold ETFs. The app fetches live gold prices to show current market value.
Real Estate: Properties with purchase price, current estimated value, and any associated loans. The app calculates net equity (value minus loan outstanding).
Fixed Deposits: Bank FDs, corporate FDs, tax-saver FDs with maturity dates and interest rates. Supports 7 types of fixed-income instruments.
PPF/NPS/EPF: Retirement corpus tracking with current balance and yearly contribution.
Why this matters for net worth
My stock portfolio was ₹1.2 crore. I thought that was my net worth. Then I added my assets: Gold: ₹18 lakhs. Real estate: ₹95 lakhs (minus ₹42 lakh loan = ₹53 lakh net). FDs: ₹15 lakhs. PPF: ₹12 lakhs.
Actual net worth: ₹2.18 crore. Almost double what I thought. The Net Worth pie chart showed me that equity was only 55% of my wealth — I was actually more conservative than I believed.
If you're not tracking all your assets, you're making investment decisions with incomplete information.
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